ZIP 49252 Foreclosure, Tax-Lien & Distress Report

ZIP code 49252 in Hillsdale County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 34/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100). Leading the profile are structural risk (34/100), construction/permit lag (24/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 30% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

80% of housing is owner-occupied. A median home runs $144,800 here, or 2.3 times local income. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. There are about 1,116 housing units across 49252. Households earn a median $52,625 — below the roughly $78,000 national figure. Population is roughly 2,480 with a median age of 45. 11.7% of residents fall below the poverty threshold. The vacancy rate is 6.1%. Around 14% of adults hold a bachelor's degree or higher.

Net-net, 49252 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 49252 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49252 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49252 can be compared directly against any other ZIP in Hillsdale County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 49252 shows blanks, not estimates, wherever the record is sparse.

49252's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49252 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.