ZIP 49092 Property Distress & Foreclosure Data

Composite property distress in 49092 (Calhoun County, Michigan) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (68/100)).

The expansion-phase market in 49092 posted values that rose 6.0% over the year, and 29% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 86% of homes, renters 14%. 14.6% of residents fall below the poverty threshold. Home values center near $156,400, an affordability ratio of 2.1× — accessible. Vacancy runs 9.0%. Population is roughly 1,951 with a median age of 43. There are about 851 housing units across 49092. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 16% of tenant households. Median household income is $65,938, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above.

On balance 49092 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.