ZIP 49092 Foreclosure, Tax-Lien & Distress Report
Calhoun County, Michigan · Affordable market
DLRadar grades ZIP 49092 (Calhoun County, Michigan) at a low 21/100 for overall property distress. The split runs 48/100 structural to 2/100 active on the ground. Property-level stress concentrates in construction/permit lag (66/100), structural risk (48/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100).
The expansion-phase market in 49092 posted values that rose 7.4% over the year, and 29% higher over three years (phase confidence 58/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The tenure split is 86% owner-occupied to 14% rented. Roughly 14.6% live below the poverty line. A median home runs $156,400 here, or 2.1 times local income. The vacancy rate is 9.0%. About 1,951 people live here, median age 43. The ZIP holds roughly 851 housing units. The demographic-stress sub-score lands at 23/100. Rent burden reaches 16% of tenant households. Median household income is $65,938, below the U.S. median near $78,000. Around 17% of adults hold a bachelor's degree or higher.
Net-net, 49092 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 49092 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 49092 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 49092 shows blanks, not estimates, wherever the record is sparse.
The 21/100 figure for 49092 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 49092 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 49092 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
49092 at a glance
Current distress, phase, housing and lender-pressure figures for 49092, drawn from the same report attached to each property.
Neighbouring ZIPs in Calhoun County
Keep exploring Michigan distress
Other reports tied to Calhoun County, Michigan — ZIP, county and statewide.
Unlock the full ZIP 49092 acquisition report
See who owns each distressed property in 49092, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology