ZIP 49224 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49224 (Calhoun County, Michigan) at a low 21/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (47/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. The split runs 47/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (61/100).

The market reads expansion — home values rose 7.8% year on year, and 25% higher over three years (phase confidence 61/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $52,552, below the U.S. median near $78,000. About 19% have a four-year degree. 21.9% of residents fall below the poverty threshold. Population is roughly 13,309 with a median age of 32. On demographic stress specifically, 49224 scores 31/100. The typical home is worth about $137,400 (2.3× income, relatively affordable). There are about 5,438 housing units across 49224. 72% of housing is owner-occupied. Around 41% of renters are cost-burdened. The vacancy rate is 17.2% — elevated.

Taken together, 49224 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49224 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 49224 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Calhoun County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49224 reflects the current record instead of a stale or modeled snapshot.

Behind 49224's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 49224 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.