Calhoun County, MI: Foreclosures, Tax Liens & Distressed Properties

Calhoun County, MI, Michigan: 22 ZIP codes scored, Calhoun County, MI averaging 22/100 (low, Calhoun, MI), from 15 to 29. Calhoun County, MI is in its expansion phase (Calhoun, MI confidence 74/100): Calhoun, MI home prices up 8.7% (Calhoun, MI) over twelve months. Calhoun County, MI lender headwind: 74/100.

Highest-scoring Calhoun County, MI ZIPs: 49012 (29/100), 49034 (28/100), 49052 (28/100), 49021 (23/100), 48813 (22/100), 49014 (22/100). Also scored in Calhoun County, MI: 49015, 49017, 49029, 49033, 49037, 49051, 49068, 49076, 49245, 49011.

Across Calhoun County, MI's scored ZIPs: median home value $186,659, household income $64,645, 9.7% vacancy, 11.4% poverty, 81% owner-occupied, median age 41.8.

Calhoun County, MI insurance distress 19/100 (#2,348 in the US); FEMA hazard 0/100 for Calhoun, MI; 3 Calhoun, MI NFIP flood claims, $1K paid; Calhoun, MI construction distress 61/100.

10 banks with 17 branches lend in Calhoun County, MI; Calhoun, MI weighted bank stress 70/100, highest 90/100 in Calhoun, MI.

Calhoun County, MI unemployment 5.3% (Calhoun, MI +0.1 pts, six months); 114 new housing units permitted in Calhoun County, MI over twelve months, Calhoun, MI down 14% from 133; Calhoun, MI home prices +9.8% a year (Calhoun, MI) over three years.

59,602 housing units in Calhoun County, MI; 14,740 Calhoun, MI renter households; 45% of Calhoun, MI renters spend 30%+ of income on rent, 22% (Calhoun, MI) half or more.

Calhoun County, MI ranks #1,116 nationally on the opportunity index (Calhoun, MI, among all ranked counties); Calhoun, MI scores 30.8/100 and Calhoun, MI sits #37 inside Michigan. Calhoun, MI is in the watchlist opportunity phase; Calhoun, MI's primary driver is construction, Calhoun, MI second driver bank institutional; Calhoun, MI moved up 165 places. 16 short-sale listings across Calhoun, MI; 117 days on market observed in Calhoun, MI; 10.2% vacancy over 22 Calhoun, MI ZIPs.

1.2% of Calhoun County, MI mortgages were ninety-plus days late in December 2025; Calhoun, MI's thirty-to-eighty-nine-day share was 3.4% (CFPB county sample). Calhoun, MI's ninety-day rate is up 0.3 points on twelve months earlier; the Calhoun, MI peak since 2008 was 4.8% in November 2009; Michigan overall reads 0.9%.

Calhoun County, MI has 5 watched banks; 5 Calhoun, MI banks sit in an elevated band. Calhoun, MI footprints: Southern Michigan Bank&Trust (3 branches, stress 76) in Calhoun, MI; Highpoint Community Bank (1 branch, stress 81) in Calhoun, MI; Homestead Savings Bank (1 branch, stress 78) in Calhoun, MI.

HUD lists 6 assisted multifamily properties in Calhoun County, MI with 545 units; 218 Calhoun, MI units are assisted, 1 Calhoun, MI properties under project-based Section 8.

6,269 of the 59,602 housing units in Calhoun, MI sit vacant. Calhoun County, MI permitted 0 multifamily units in twelve months; Calhoun, MI's one-to-four unit structures added 114 units in Calhoun County, MI.