Calhoun County, MI: Home-Insurance Distress & Forced-Sale Pressure
Calhoun County, MI: 19/100 (low) home-insurance distress; Calhoun, MI band LOW; Calhoun, MI #2,348 of 3,222 counties; Calhoun, MI #57 of 83 in Michigan; raw Calhoun, MI 22.6; Calhoun, MI coverage multiplier 0.85.
FEMA hazard, Calhoun, MI: 0/100; Calhoun, MI declarations, three years: none.
NFIP claims, Calhoun, MI, three years: 3; Calhoun, MI payouts $1,326; per Calhoun, MI claim $442; Calhoun, MI claim-stress 56/100.
Calhoun, MI monthly score fell, 25 (March 2026) to 19 (October 2026); Calhoun, MI by month: March 25, April 25, May 25, June 25 (Calhoun, MI), July 25, August 25, September 25, October 19.
Calhoun, MI components: NFIP claims 56; Calhoun, MI retreat index 19; Calhoun, MI climate multiplier 0.85.
Construction distress, Calhoun, MI: 61/100 as of August 2026 (Calhoun, MI: 61/100 one-to-four unit, 14/100 multifamily).
Calhoun, MI ZIPs, June 2026 (Calhoun, MI, 16 highest): score 0 (Calhoun, MI), climate 83 (Calhoun, MI): 49012; score 0 (Calhoun, MI), climate 82 (Calhoun, MI): 49034, 49052; score 0 (Calhoun, MI), climate 77 (Calhoun, MI): 49237; score 0 (Calhoun, MI), climate 76 (Calhoun, MI): 49224, 49284; score 0 (Calhoun, MI), climate 75 (Calhoun, MI): 49014, 49015, 49029, 49033, Calhoun, MI 49037, 49051, 49068, 49245; score 0 (Calhoun, MI), climate 73 (Calhoun, MI): 49011; score 0 (Calhoun, MI), climate 72 (Calhoun, MI): 49076.
DLRadar rescores Calhoun, MI monthly; Calhoun, MI readings join Calhoun, MI foreclosure, lien and ownership parcels (Calhoun, MI), so cost-squeezed Calhoun, MI owners surface before listing.
Inside Michigan, Calhoun County ranks 57th of 83 counties for home-insurance distress at 19/100; Shiawassee County (20/100) sits just above Calhoun County, and Van Buren County (19/100) sits just below Calhoun County.
Deterministic. Every Calhoun County, MI signal traces to a public Calhoun dataset (FEMA, NFIP, Census for Calhoun, MI) · how insurance distress works in Calhoun, MI · methodology
FAQ: Calhoun County, MI insurance distress
What is the Calhoun County, MI home-insurance-distress score?
Calhoun, MI: 19/100 (LOW), #2,348 of 3,222, #57 in Michigan. FEMA hazard, Calhoun, MI: 0/100; NFIP stress, Calhoun, MI: 56/100; construction, Calhoun, MI: 61/100; Calhoun, MI rescores monthly.
Is Calhoun County insurance distress getting better or worse (MI)?
Calhoun, MI: 25 in March 2026; Calhoun, MI: 19 in October 2026 (better); Calhoun, MI NFIP claims score 56.
How many flood-insurance claims has Calhoun County, MI had?
Calhoun, MI: 3 NFIP claims, three years; Calhoun, MI paid $1,326; per Calhoun, MI claim $442; carriers reprice Calhoun, MI against that record.
Which Calhoun County ZIP codes carry the most insurance distress (MI)?
Calhoun, MI, June 2026: 49012 at 0, 49034 at 0, 49052 at 0, 49237 at 0; Calhoun, MI climate scores there: 83, 82, 82, 77.
Why does Calhoun, MI insurance distress create sellers?
A Calhoun, MI premium outruns the Calhoun, MI budget; a carrier leaves Calhoun, MI; Calhoun, MI carrying cost passes plan; Calhoun, MI owners sell while current; Calhoun, MI insurance distress leads Calhoun, MI foreclosure data.