Calhoun County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Calhoun County, Michigan? DLRadar grades every Calhoun County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Calhoun County breakdown.
- Calhoun County's most distressed ZIP is 49012 at 30/100.
- 22 ZIP codes tracked in Calhoun County, averaging 22/100 distress.
- Calhoun County reads expansion — home values up 8.7% year over year.
- Vacancy runs 9.7% across Calhoun County's tracked ZIPs, with a 11.4% poverty rate.
- The typical Calhoun County home is worth about $186,659 against a ~$64,645 median income.
- Lending headwind in Calhoun County sits at 74/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49012 | 30/100 |
| 2 | 49034 | 29/100 |
| 3 | 49052 | 28/100 |
| 4 | 48813 | 24/100 |
| 5 | 49076 | 24/100 |
| 6 | 49014 | 23/100 |
| 7 | 49015 | 23/100 |
| 8 | 49017 | 23/100 |
| 9 | 49029 | 23/100 |
| 10 | 49033 | 23/100 |
| 11 | 49037 | 23/100 |
| 12 | 49051 | 23/100 |
Most distressed ZIP codes in Calhoun County (composite distress 0-100, 2026)
What is driving Calhoun County distress
The Calhoun County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 22/100 ZIP average. No proprietary or modelled inputs enter the score.
Calhoun County market phase and pricing
DLRadar places Calhoun County in expansion; prices moved up 8.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Calhoun County
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Common questions
What is the hardest-hit ZIP in Calhoun County?
ZIP 49012 leads Calhoun County at 30/100, recomputed monthly from public records.
Which phase does Calhoun County sit in right now?
Calhoun County currently sits in expansion, with values up 8.7% year on year, based on FHFA price-index trajectory.
Where does the Calhoun County data come from?
Calhoun County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 22 ZIPs are comparable to anywhere else.
How much do distress scores vary between Calhoun County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Calhoun County ZIPs DLRadar ranks, scores run from 30/100 in 49012 down to 23/100 in 49051, against a Calhoun County average of 22/100. Because the gap runs to 7 points, Calhoun County rewards ZIP-level precision.
What do Calhoun County home values and vacancy say about distressed supply?
The typical Calhoun County home carries about $186,659 of value against a median household income near $64,645. Vacancy across Calhoun County's tracked ZIPs runs 9.7% and the poverty rate is 11.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Calhoun County's foreclosure and tax-lien filings and its 74/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.