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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 49011 Foreclosure, Tax-Lien & Distress Report

Calhoun County, Michigan · High Vacancy market

Calhoun County, Michigan's ZIP 49011 registers 22/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (65/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (66/100).

The expansion-phase market in 49011 posted values that rose 8.2% over the year, and 8% higher over three years (phase confidence 68/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $54,941, median income runs below typical U.S. levels. 8.3% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. The tenure split is 85% owner-occupied to 15% rented. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 1,056 housing units. A median home runs $158,600 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 14.2% — elevated. Population is roughly 2,237 with a median age of 48.

On the whole, 49011 leans distressed, with opportunity clustered in specific stressed parcels. 49011 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49011's 22/100 can be lined up against any neighbor in Calhoun County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 49011 shows blanks, not estimates, wherever the record is sparse.

49011's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49011 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

ZIP 49011 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk73
Another 9 scored dimensions sit behind 49011

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 49011 distress snapshot

A live read on 49011: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Calhoun County

More distress data near 49011

Related ZIP, county and statewide reads linked to Calhoun County, Michigan.

The complete 49011 distress and acquisition report

The full 49011 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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