ZIP 49029 Foreclosure, Tax-Lien & Distress Report
Calhoun County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 49029 in Calhoun County, Michigan comes in at 22, a low composite-distress reading. Structural risk reads 50/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (64/100), structural risk (50/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).
The market reads expansion — home values rose 8.7% year on year, and 3% higher over three years (phase confidence 74/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 90% owner-occupied to 10% rented. The vacancy rate is 18.5% — elevated. At $70,714, median income runs near typical U.S. levels. About 17% have a four-year degree. About 1,420 people live here, median age 48. On demographic stress specifically, 49029 scores 24/100. The typical home is worth about $207,200 (2.9× income, relatively affordable). There are about 708 housing units across 49029. Roughly 9.9% live below the poverty line. Rent burden reaches 13% of tenant households.
On the whole, 49029 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49029 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 49029, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 figure for 49029 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49029 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 49029 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
49029 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 49029, the same set carried on every parcel.
Other Calhoun County ZIP codes
Nearest ZIP codes to 49029
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Calhoun County, Michigan by ZIP, county and state.
Open the complete 49029 acquisition file
Open 49029 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology