ZIP 49076 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49076 (Eaton County, Michigan) lands at 22/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (72/100). Its standout signals are structural risk (49/100), construction/permit lag (47/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (10/100). Structural exposure scores 49 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 17% higher over three years (phase confidence 48/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,545 housing units across 49076. At $67,614, median income runs below typical U.S. levels. Vacancy runs 6.4%. 79% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. A median home runs $200,600 here, or 2.8 times local income. Roughly 10.7% live below the poverty line. Population is roughly 4,255 with a median age of 34. DLRadar's demographic-stress index for the area reads 28/100.

On balance 49076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 49076 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49076 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 49076, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49076's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.