ZIP 49076 Property Distress & Foreclosure Data

ZIP code 49076 in Eaton County, Michigan carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). What sets it apart are the readings on construction/permit lag (51/100), structural risk (48/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (10/100) register low. Structural risk reads 48/100 against active distress of 3/100.

The market reads expansion — home values rose 5.7% year on year, and 17% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,545 housing units across 49076. At $67,614, median income runs below typical U.S. levels. Vacancy runs 6.4%. 79% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. The typical home is worth about $200,600 (2.8× income, relatively affordable). The poverty rate is 10.7%. About 4,255 people live here, median age 34. The demographic-stress sub-score lands at 28/100.

Net-net, 49076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.