ZIP 49012 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 49012 in Kalamazoo County, Michigan comes in at 29, a low composite-distress reading. The split runs 64/100 structural to 3/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (68/100). The pressure is most legible in structural risk (64/100), construction/permit lag (56/100), institutional ownership (47/100). mortgage stress (8/100) stay muted.

The peak-phase market in 49012 posted values that rose 0.7% over the year, and 24% higher over three years, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,341 housing units. Vacancy runs 6.2%. Population is roughly 3,106 with a median age of 43. Median household income is $78,365, near the U.S. median near $78,000. Home values center near $253,900, an affordability ratio of 3.2× — accessible. Around 32% of adults hold a bachelor's degree or higher. Roughly 10.3% live below the poverty line. Around 24% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. On demographic stress specifically, 49012 scores 25/100.

Net-net, 49012 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 49012 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 49012 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 49012 stays directly comparable to neighboring ZIPs and the rest of Kalamazoo County, Michigan. Nothing here is interpolated — where a source is thin for 49012, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49012's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49012 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.