ZIP 49012 Property Distress & Foreclosure Data

ZIP code 49012 in Kalamazoo County, Michigan carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 51 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (83/100). What sets it apart are the readings on structural risk (51/100), construction/permit lag (33/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, 1.1% off the recent peak, and 24% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,341 housing units across 49012. Vacancy runs 6.2%. 3,106 residents call 49012 home, typically aged 43. Households earn a median $78,365 — near the roughly $78,000 national figure. A median home runs $253,900 here, or 3.2 times local income. About 32% have a four-year degree. Roughly 10.3% live below the poverty line. Rent burden reaches 24% of tenant households. The tenure split is 86% owner-occupied to 14% rented. On demographic stress specifically, 49012 scores 25/100.

On balance, 49012 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.