ZIP 49083 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49083 (Kalamazoo County, Michigan) at a moderate 30/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (83/100). The pressure is most legible in structural risk (67/100), construction/permit lag (57/100), institutional ownership (48/100). On the quiet end sit mortgage stress (8/100). Structural risk reads 67/100 against active distress of 3/100.

The market reads peak — home values rose 0.6% year on year, and 15% higher over three years (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $348,100 (3.0× income, relatively affordable). 93% of housing is owner-occupied. The ZIP holds roughly 3,331 housing units. The demographic-stress sub-score lands at 22/100. Rent burden reaches 36% of tenant households. The vacancy rate is 6.3%. Households earn a median $111,604 — above the roughly $78,000 national figure. Around 49% of adults hold a bachelor's degree or higher. About 8,110 people live here, median age 45. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas.

Overall, 49083 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 49083 at the moment; the composite and its components are still built from verifiable public records.

Whether 49083 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49083 can be compared directly against any other ZIP in Kalamazoo County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49083 reflects the current record instead of a stale or modeled snapshot.

49083's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49083 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.