ZIP 49074 Foreclosure, Tax-Lien & Distress Report

Kalamazoo County, Michigan's ZIP 49074 registers 30/100 composite distress, which DLRadar reads as moderate. Structural risk reads 67/100 against active distress of 0/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (83/100). The sharpest non-environmental signals are structural risk (67/100), construction/permit lag (57/100), institutional ownership (48/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 49074 scores 36/100. 0% of housing is owner-occupied. Around 8% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. There are about 28 housing units across 49074. 212 residents call 49074 home, typically aged 72. Vacancy runs 0.0%. Roughly 29.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $21,563, below the U.S. median near $78,000.

Taken together, 49074 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49074 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49074 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49074 can be compared directly against any other ZIP in Kalamazoo County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49074 reflects the current record instead of a stale or modeled snapshot.

49074's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49074 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.