ZIP 49048 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49048 (Kalamazoo County, Michigan) at a moderate 30/100 for overall property distress. Its standout signals are structural risk (67/100), construction/permit lag (57/100), institutional ownership (48/100). By contrast, mortgage stress (8/100) register low. On the structural side it scores 67/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (83/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 17% higher over three years, at 35/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $62,160 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 10,276 housing units. About 25% have a four-year degree. Rent burden reaches 42% of tenant households. The vacancy rate is 7.5%. Population is roughly 23,999 with a median age of 34. The tenure split is 60% owner-occupied to 40% rented. 12.9% of residents fall below the poverty threshold. A median home runs $177,200 here, or 2.5 times local income.

On balance 49048 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 49048 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 49048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49048 shows as blanks, never estimates, and the score updates on every fresh public filing.

49048's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49048 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.