ZIP 49007 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49007 in Kalamazoo County, Michigan comes in at 30, a moderate composite-distress reading. Latent structural risk is 67/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (83/100). The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (57/100), institutional ownership (48/100). On the quiet end sit mortgage stress (8/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 21% higher over three years, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 15.7% — elevated. Households earn a median $39,309 — below the roughly $78,000 national figure. The ZIP holds roughly 5,301 housing units. Owners hold 25% of homes, renters 75%. Around 24% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. A median home runs $111,300 here, or 2.6 times local income. The poverty rate is 33.0% — high, a tax-stress and distress correlate. Population is roughly 9,747 with a median age of 28. On demographic stress specifically, 49007 scores 37/100.

Net-net, 49007 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 49007 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49007's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 49007, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 figure for 49007 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 49007 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.