ZIP 49007 Property Distress & Foreclosure Data

Kalamazoo County, Michigan's ZIP 49007 registers 22/100 composite distress, which DLRadar reads as low. Structural risk reads 51/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (83/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (33/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.2% year on year, 1.1% off the recent peak, and 21% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. At $39,309, median income runs below typical U.S. levels. There are about 5,301 housing units across 49007. 25% of housing is owner-occupied. Around 24% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. The typical home is worth about $111,300 (2.6× income, relatively affordable). The poverty rate is 33.0% — high, a tax-stress and distress correlate. About 9,747 people live here, median age 28. The demographic-stress sub-score lands at 37/100.

Net-net, 49007 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.