ZIP 49096 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49096 (Eaton County, Michigan) returns a low composite of 24/100. The split runs 51/100 structural to 4/100 active on the ground. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (48/100), institutional ownership (43/100). On the quiet end sit mortgage stress (12/100). Climate and flood risk are elevated too — FEMA disaster exposure (71/100), climate & FEMA risk (70/100).

Prices here sit in a neutral phase: values rose 4.7% over the trailing year, and 30% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 7.0%. The typical home is worth about $188,500 (2.3× income, relatively affordable). The poverty rate is 9.6%. The ZIP holds roughly 1,286 housing units. About 3,196 people live here, median age 38. DLRadar's demographic-stress index for the area reads 25/100. The tenure split is 89% owner-occupied to 11% rented. Median household income is $74,813, near the U.S. median near $78,000. About 12% have a four-year degree. Rent burden reaches 31% of tenant households.

On balance 49096 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 49096 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 49096's 24/100 can be lined up against any neighbor in Eaton County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49096 reflects the current record instead of a stale or modeled snapshot.

Each component behind 49096 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 49096 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.