ZIP 48897 Foreclosure, Tax-Lien & Distress Report

Barry County, Michigan's ZIP 48897 registers 24/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 53/100 structural and 1/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (62/100)). Leading the profile are construction/permit lag (58/100), structural risk (53/100), institutional ownership (46/100). mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 23% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,687 with a median age of 42. A median home runs $224,600 here, or 3.0 times local income. Rent burden reaches 27% of tenant households. The tenure split is 84% owner-occupied to 16% rented. The demographic-stress sub-score lands at 26/100. There are about 660 housing units across 48897. Vacancy runs 4.7%. 7.8% of residents fall below the poverty threshold. At $69,674, median income runs near typical U.S. levels. Educational attainment sits at 13% bachelor's-or-above.

Overall, 48897 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48897 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 48897 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48897 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 48897 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 48897 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.