ZIP 48815 Foreclosure, Tax-Lien & Distress Report

Ionia County, Michigan's ZIP 48815 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100), FEMA disaster exposure (60/100). What sets it apart are the readings on structural risk (57/100), construction/permit lag (56/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Structural risk reads 57/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 27% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

90% of housing is owner-occupied. A median home runs $244,200 here, or 2.9 times local income. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 32% bachelor's-or-above. About 2,155 people live here, median age 38. There are about 956 housing units across 48815. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. At $83,446, median income runs near typical U.S. levels. 5.9% of residents fall below the poverty threshold. Rent burden reaches 33% of tenant households.

Net-net, 48815 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 48815 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Ionia County, Michigan and the nation. 48815 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 48815 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 48815 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.