ZIP 48815 Foreclosure, Tax-Lien & Distress Report
Ionia County, Michigan · High Vacancy market
Ionia County, Michigan's ZIP 48815 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (59/100), construction/permit lag (58/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Structural risk reads 59/100 against active distress of 6/100.
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 27% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
90% of housing is owner-occupied. A median home runs $244,200 here, or 2.9 times local income. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 32% bachelor's-or-above. About 2,155 people live here, median age 38. There are about 956 housing units across 48815. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. At $83,446, median income runs near typical U.S. levels. 5.9% of residents fall below the poverty threshold. Rent burden reaches 33% of tenant households.
Net-net, 48815 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 48815 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Ionia County, Michigan and the nation. 48815 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 48815 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 48815 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 48815’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 48815 Stress Report snapshot
The live 48815 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Ionia County
Keep exploring Michigan distress
Further distress data across Ionia County, Michigan at ZIP, county and state level.
Get the full acquisition report for 48815
The full 48815 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology