ZIP 48815 Property Distress & Foreclosure Data

ZIP code 48815 in Ionia County, Michigan carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (59/100), construction/permit lag (52/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 59 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.5% year on year, and 27% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

90% of housing is owner-occupied. The typical home is worth about $244,200 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 25/100. Around 32% of adults hold a bachelor's degree or higher. About 2,155 people live here, median age 38. There are about 956 housing units across 48815. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. At $83,446, median income runs near typical U.S. levels. The poverty rate is 5.9% — low. Rent burden reaches 33% of tenant households.

Net-net, 48815 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.