ZIP 48851 Property Distress & Foreclosure Data

ZIP code 48851 in Ionia County, Michigan carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (61/100), construction/permit lag (56/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100).

The market reads expansion — home values rose 5.5% year on year, and 20% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,310 people live here, median age 45. The typical home is worth about $158,000 (2.1× income, relatively affordable). Rent burden reaches 16% of tenant households. There are about 908 housing units across 48851. Vacancy runs 7.4%. The poverty rate is 14.4%. 92% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. Around 15% of adults hold a bachelor's degree or higher. At $64,271, median income runs below typical U.S. levels.

Net-net, 48851 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.