ZIP 48851 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48851 in Ionia County, Michigan comes in at 27, a low composite-distress reading. On the structural side it scores 62/100, with 6/100 of stress already active. The pressure is most legible in construction/permit lag (68/100), structural risk (62/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100).

The peak-phase market in 48851 posted values that rose 3.9% over the year, and 20% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,310 with a median age of 45. The typical home is worth about $158,000 (2.1× income, relatively affordable). Rent burden reaches 16% of tenant households. The ZIP holds roughly 908 housing units. Vacancy runs 7.4%. The poverty rate is 14.4%. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 48851 scores 23/100. Around 15% of adults hold a bachelor's degree or higher. Households earn a median $64,271 — below the roughly $78,000 national figure.

Overall, 48851 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48851 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48851, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 48851 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48851 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.