ZIP 48851 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 48851 in Ionia County, Michigan comes in at 26, a low composite-distress reading. On the structural side it scores 59/100, with 6/100 of stress already active. The pressure is most legible in construction/permit lag (67/100), structural risk (59/100), institutional ownership (46/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100).

The peak-phase market in 48851 posted values that rose 3.9% over the year, and 20% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,310 with a median age of 45. The typical home is worth about $158,000 (2.1× income, relatively affordable). Rent burden reaches 16% of tenant households. The ZIP holds roughly 908 housing units. Vacancy runs 7.4%. The poverty rate is 14.4%. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 48851 scores 23/100. Around 15% of adults hold a bachelor's degree or higher. Households earn a median $64,271 — below the roughly $78,000 national figure.

Overall, 48851 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48851 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 48851, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 48851 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48851 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.