Eaton County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Eaton County, MI distress report, 2026: 19 ZIPs scored in Eaton, MI, Eaton, MI average 23/100; the top Eaton, MI ZIP is 48842 at 26/100; Eaton, MI market phase neutral, Eaton, MI prices +4.7% year over year.
- Eaton, MI ranks #2,305 nationally (opportunity index); Eaton, MI #69 in Michigan; Eaton, MI index 26.7.
- Eaton, MI: no CFPB county sample; Eaton, MI metro area reading 0.7%.
- Eaton, MI ZIP phases: 11 neutral, 4 peak, 4 expansion.
- Eaton, MI residential listings tracked: 39 across 11 ZIPs; Eaton, MI candidate listings 21.
- Eaton, MI HUD assisted properties: 7 with 509 units.
- Eaton, MI lenders on watch: 4; largest Eaton, MI footprint Eaton Community Bank (4 branches).
- Eaton, MI most distressed ZIP: 48842 at 26/100.
Eaton, MI figures: DLRadar distress index; Eaton, MI inputs: CFPB, FHFA, HUD, FDIC; Eaton, MI rebuilt as sources refresh.
| Rank | Eaton, MI ZIP | Score |
|---|---|---|
| 1 | 48842 | 26/100 |
| 2 | 48849 | 25/100 |
| 3 | 48911 | 25/100 |
| 4 | 48890 | 24/100 |
| 5 | 48897 | 24/100 |
| 6 | 49073 | 24/100 |
| 7 | 49021 | 23/100 |
| 8 | 49264 | 23/100 |
| 9 | 48813 | 22/100 |
| 10 | 48821 | 22/100 |
| 11 | 48827 | 22/100 |
| 12 | 48861 | 22/100 |
Most distressed Eaton, MI ZIPs (0-100, 2026)
Mortgage delinquency around Eaton, MI
No CFPB county sample covers Eaton, MI; the metro area reading for Eaton, MI (Lansing-East Lansing, MI): 0.7% ninety-plus; Eaton, MI area thirty-to-eighty-nine 2.5% (December 2025, Eaton, MI); Michigan overall 0.9%.
Opportunity index: Eaton, MI
Eaton, MI index 26.7, Eaton, MI phase weak; Eaton, MI primary driver bank institutional, Eaton, MI second driver listings discount. Eaton, MI components: property stress 13.6, foreclosure pressure 11.4, listing discounts 34.8, bank stress 63.2, insurance 0.0; Eaton, MI pulse 28.5; Eaton, MI capital opportunity 24.0; Eaton, MI seven-day change +0.3%.
ZIP market phases inside Eaton, MI
19 Eaton, MI ZIPs carry a price-cycle phase; Eaton, MI ZIPs by phase (Eaton, MI), deepest drawdown first: neutral, +4.7% YoY (Eaton, MI): 48813, 48821, 48827, 48837, Eaton, MI 48842, 48861, 48876, 48906, Eaton, MI 48911, 48917; peak, +4.0% YoY (Eaton, MI): 48849, 48897; peak, +4.4% YoY (Eaton, MI): 48890; expansion, +5.0% YoY (Eaton, MI): 49021; peak, +4.1% YoY (Eaton, MI): 49073; expansion, +6.5% YoY (Eaton, MI): 49076.
Residential listings by Eaton, MI ZIP
Eaton, MI ZIPs with the most tracked Eaton, MI residential listings: 48827 11 listings, 6 candidates, bank pressure 67; 48813 9 listings, 5 candidates, bank pressure 71; 49021 6 listings, 4 candidates, bank pressure 71; 48837 5 listings, 1 candidates, bank pressure 68 (Eaton, MI); 49076 4 listings, 2 candidates, bank pressure 71; 48917 2 listings, 1 candidates, bank pressure 66; 48876 1 listings, 1 candidates, bank pressure 71; 48890 1 listings, 1 candidates, bank pressure 69. Eaton, MI totals: 39 listings; Eaton, MI candidates 21; active ZIPs 8.
HUD assisted housing in Eaton, MI
7 assisted properties with 509 units sit in Eaton, MI; largest Eaton, MI properties: Sandstone Creek Apartments (Grand Ledge) 169 units; Legacy Parke Apartments (Charlotte) 124 units; Westbury Lake 1.2 Apartments (Lansing) 124 units in Eaton, MI; Delta River Senior Village (Lansing) 38 units, 36 assisted; Misty Cove Apartments (Dimondale) 33 units; Alison House (Lansing) 14 units, 14 assisted.
Lenders with branches in Eaton, MI
Eaton, MI lenders by branch count: Eaton Community Bank (Eaton, MI): stress 67, 4 branches low in Eaton, MI; Independent Bank (Eaton, MI): stress 67, 3 branches low in Eaton, MI; Union Bank (Eaton, MI): stress 81, 2 branches low in Eaton, MI; Dart Bank (Eaton, MI): stress 78, 1 branch low in Eaton, MI.
Vacancy and permits, Eaton, MI
2,325 of 47,753 Eaton, MI housing units are vacant; Eaton, MI permits, twelve months: 0 multifamily units in Eaton, MI, 121 one-to-four unit units.
Work Eaton, MI at the parcel level
Every Eaton, MI parcel carries owner and address; every Eaton, MI parcel carries APN; Eaton, MI distress scores sit on the Eaton, MI live board.
Eaton, MI figures refresh with each source.
Eaton, MI questions
Most distressed ZIP code in Eaton County, MI?
ZIP 48842 leads Eaton, MI at 26/100; next in Eaton, MI: 48849 at 25/100; the Eaton, MI average is 23/100.
Where does Eaton County, MI rank for investment opportunity?
Eaton, MI is #2,305 among all ranked counties, #69 in Michigan; the Eaton, MI driver is bank institutional; Eaton, MI moved up 315 places.
How many mortgages are delinquent in Eaton County, MI?
Eaton, MI takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Eaton, MI.
Which banks lend in Eaton County, MI?
4 watched lenders hold Eaton, MI branches; the largest Eaton, MI footprints are Eaton Community Bank (4), Independent Bank (3), Union Bank (2).
More on Eaton, MI
Eaton County, MI distress report: public-record figures for Eaton, MI; not legal advice for Eaton, MI; not tax or investment advice; verify every Eaton, MI record before acting.