Eaton County, MI: Home-Insurance Distress & Forced-Sale Pressure
Eaton County, MI: 47/100 (elevated) home-insurance distress; Eaton, MI band MEDIUM; Eaton, MI #1,170 of 3,222 counties; Eaton, MI #32 of 83 in Michigan.
FEMA hazard, Eaton, MI: 68/100; Eaton, MI declarations, three years: 4; Eaton, MI perils: 4 flood; Eaton, MI five-year count 2 (severity 3.0); Eaton, MI ten-year 2; hazard-weighted, Eaton, MI: 8.0.
Declared incidents on the Eaton, MI record: 2026 Flood 3; 2024 Flood 3 (Eaton, MI).
NFIP claims, Eaton, MI, three years: 1; Eaton, MI payouts $0; per Eaton, MI claim $0; Eaton, MI claim-stress 15/100.
Eaton, MI monthly score rose, 30 (March 2026) to 52 (October 2026); Eaton, MI by month: March 30, April 30, May 41, June 41 (Eaton, MI), July 49, August 49, September 49, October 52.
Eaton, MI components: climate 77, NFIP claims 15; Eaton, MI retreat index 52.
Construction distress, Eaton, MI: 30/100 as of August 2026 (Eaton, MI: 34/100 one-to-four unit, 6/100 multifamily).
Eaton, MI ZIPs, June 2026 (Eaton, MI, 16 highest): score 0 (Eaton, MI), climate 87 (Eaton, MI): 48842; score 0 (Eaton, MI), climate 85 (Eaton, MI): 49264; score 0 (Eaton, MI), climate 84 (Eaton, MI): 48911; score 0 (Eaton, MI), climate 76 (Eaton, MI): 49284; score 0 (Eaton, MI), climate 73 (Eaton, MI): 48827; score 0 (Eaton, MI), climate 72 (Eaton, MI): 48917, 49076; score 0 (Eaton, MI), climate 71 (Eaton, MI): 48821; score 0 (Eaton, MI), climate 70 (Eaton, MI): 48813, 48876, 49096; score 0 (Eaton, MI), climate 69 (Eaton, MI): 48861; score 0 (Eaton, MI), climate 66 (Eaton, MI): 48837; score 0 (Eaton, MI), climate 64 (Eaton, MI): 48890; score 0 (Eaton, MI), climate 63 (Eaton, MI): 48906, 49021.
DLRadar rescores Eaton, MI monthly; Eaton, MI readings join Eaton, MI foreclosure, lien and ownership parcels (Eaton, MI), so cost-squeezed Eaton, MI owners surface before listing.
Inside Michigan, Eaton County ranks 32nd of 83 counties for home-insurance distress at 47/100; Antrim County (51/100) sits just above Eaton County, and Allegan County (37/100) sits just below Eaton County.
Deterministic. Every Eaton County, MI signal traces to a public Eaton dataset (FEMA, NFIP, Census for Eaton, MI) · how insurance distress works in Eaton, MI · methodology
FAQ: Eaton County, MI insurance distress
What is the Eaton County, MI home-insurance-distress score?
Eaton, MI: 47/100 (MEDIUM), #1,170 of 3,222, #32 in Michigan. FEMA hazard, Eaton, MI: 68/100; NFIP stress, Eaton, MI: 15/100; construction, Eaton, MI: 30/100; Eaton, MI rescores monthly.
Is Eaton County insurance distress getting better or worse (MI)?
Eaton, MI: 30 in March 2026; Eaton, MI: 52 in October 2026 (worse); Eaton, MI climate component 77; Eaton, MI NFIP claims score 15.
How many flood-insurance claims has Eaton County, MI had?
Eaton, MI: 1 NFIP claims, three years; Eaton, MI paid $0; per Eaton, MI claim $0; carriers reprice Eaton, MI against that record.
Which Eaton County ZIP codes carry the most insurance distress (MI)?
Eaton, MI, June 2026: 48842 at 0, 49264 at 0, 48911 at 0, 49284 at 0; Eaton, MI climate scores there: 87, 85, 84, 76.
Why does Eaton, MI insurance distress create sellers?
A Eaton, MI premium outruns the Eaton, MI budget; a carrier leaves Eaton, MI; Eaton, MI carrying cost passes plan; Eaton, MI owners sell while current; Eaton, MI insurance distress leads Eaton, MI foreclosure data.