ZIP 49014 Property Distress & Foreclosure Data

DLRadar grades ZIP 49014 (Calhoun County, Michigan) at a low 22/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (75/100)). Property-level stress concentrates in construction/permit lag (58/100), structural risk (52/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural risk reads 52/100 against active distress of 2/100.

The expansion-phase market in 49014 posted values that rose 6.2% over the year, and 23% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 9,392 housing units across 49014. Owners hold 72% of homes, renters 28%. Rent burden reaches 30% of tenant households. 14.0% of residents fall below the poverty threshold. Home values center near $181,100, an affordability ratio of 2.5× — accessible. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. Median household income is $63,383, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 21,931 with a median age of 41. DLRadar's demographic-stress index for the area reads 28/100.

On balance 49014 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.