ZIP 49245 Property Distress & Foreclosure Data

Composite property distress in 49245 (Calhoun County, Michigan) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 51/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (72/100)). The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The expansion-phase market in 49245 posted values that rose 6.2% over the year, and 22% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $152,500, an affordability ratio of 2.5× — accessible. Owners hold 78% of homes, renters 22%. Population is roughly 4,472 with a median age of 37. DLRadar's demographic-stress index for the area reads 28/100. There are about 1,883 housing units across 49245. Rent burden reaches 23% of tenant households. Median household income is $59,460, below the U.S. median near $78,000. Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. 16.4% of residents fall below the poverty threshold.

On the whole, 49245 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.