ZIP 49066 Property Distress & Foreclosure Data

St. Joseph County, Michigan's ZIP 49066 registers 9/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 18/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (18/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 7.8%. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 257 housing units. About 11% have a four-year degree. A median home runs $209,500 here, or 2.9 times local income. The tenure split is 86% owner-occupied to 14% rented. Households earn a median $65,625 — below the roughly $78,000 national figure. On demographic stress specifically, 49066 scores 30/100. Around 31% of renters are cost-burdened. 784 residents call 49066 home, typically aged 33.

Overall, 49066 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.