ZIP 49075 Foreclosure, Tax-Lien & Distress Report
St. Joseph County, Michigan · High Poverty market
Scored purely from public records, 49075 (St. Joseph County, Michigan) returns a minimal composite of 12/100. Latent structural risk is 25/100 while live distress already moving reads 1/100. What sets it apart are the readings on construction/permit lag (26/100), structural risk (25/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.
The peak-phase market in 49075 posted values that rose 4.2% over the year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
45.5% of residents fall below the poverty threshold. On demographic stress specifically, 49075 scores 25/100. Educational attainment sits at 4% bachelor's-or-above. Around 0% of renters are cost-burdened. Population is roughly 154 with a median age of 25. The typical home is worth about $88,900 (0.6× income, relatively affordable). Median household income is $100,833, above the U.S. median near $78,000. There are about 56 housing units across 49075. The vacancy rate is 0.0%. Owners hold 70% of homes, renters 30%.
On the whole, 49075 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49075 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 49075 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 49075's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49075 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 49075
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 49075 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 49075, the same set carried on every parcel.
St. Joseph County ZIPs near 49075
Related reports across St. Joseph County, Michigan
Related ZIP, county and statewide reads linked to St. Joseph County, Michigan.
See every distressed parcel in 49075
Open 49075 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology