ZIP 49030 Property Distress & Foreclosure Data

ZIP code 49030 in St. Joseph County, Michigan carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (18/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 18 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 15% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 972 housing units across 49030. Rent burden reaches 28% of tenant households. A median home runs $138,400 here, or 1.9 times local income. On demographic stress specifically, 49030 scores 25/100. The tenure split is 83% owner-occupied to 17% rented. Roughly 10.3% live below the poverty line. 2,435 residents call 49030 home, typically aged 38. Households earn a median $64,539 — below the roughly $78,000 national figure. Vacancy runs 8.0%. About 5% have a four-year degree.

Overall, 49030 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.