ZIP 49042 Property Distress & Foreclosure Data

Composite property distress in 49042 (St. Joseph County, Michigan) lands at 10/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 20/100, with 1/100 of stress already active. The sharpest non-environmental signals are structural risk (20/100), mortgage stress (4/100), institutional ownership (4/100). institutional ownership (4/100) and construction/permit lag (1/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 21% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,923 housing units. Roughly 13.5% live below the poverty line. The tenure split is 76% owner-occupied to 24% rented. A median home runs $160,800 here, or 2.2 times local income. Around 24% of renters are cost-burdened. On demographic stress specifically, 49042 scores 26/100. About 14% have a four-year degree. The vacancy rate is 8.8%. Households earn a median $72,536 — near the roughly $78,000 national figure. 4,695 residents call 49042 home, typically aged 43.

Overall, 49042 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.