ZIP 49042 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49042 in St. Joseph County, Michigan comes in at 12, a minimal composite-distress reading. Structural risk reads 26/100 against active distress of 1/100. Its standout signals are construction/permit lag (29/100), structural risk (26/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted.

The market reads peak — home values rose 4.4% year on year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,923 housing units. The poverty rate is 13.5%. Owners hold 76% of homes, renters 24%. A median home runs $160,800 here, or 2.2 times local income. Rent burden reaches 24% of tenant households. The demographic-stress sub-score lands at 26/100. Around 14% of adults hold a bachelor's degree or higher. The vacancy rate is 8.8%. Households earn a median $72,536 — near the roughly $78,000 national figure. About 4,695 people live here, median age 43.

Overall, 49042 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 49042 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 49042's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 49042 shows blanks, not estimates, wherever the record is sparse.

Behind 49042's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 49042 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.