ZIP 49032 Foreclosure, Tax-Lien & Distress Report

ZIP 49032's composite property-distress score is 12/100 - DLRadar classes that as minimal for St. Joseph County, Michigan. The pressure is most legible in construction/permit lag (26/100), structural risk (25/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structurally it carries 25/100, against 1/100 of stress already in motion.

The peak-phase market in 49032 posted values that rose 4.2% over the year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,139 housing units. On demographic stress specifically, 49032 scores 26/100. 3,369 residents call 49032 home, typically aged 36. Around 11% of adults hold a bachelor's degree or higher. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 3.8%. Rent burden reaches 32% of tenant households. 10.0% of residents fall below the poverty threshold. The typical home is worth about $181,500 (2.4× income, relatively affordable). At $65,781, median income runs below typical U.S. levels.

Overall, 49032 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 49032 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 49032's 12/100 can be lined up against any neighbor in St. Joseph County, Michigan or any ZIP coast to coast. Sparse data for 49032 shows as blanks, never estimates, and the score updates on every fresh public filing.

49032's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49032 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.