ZIP 49032 Property Distress & Foreclosure Data

DLRadar grades ZIP 49032 (St. Joseph County, Michigan) at a minimal 9/100 for overall property distress. Property-level stress concentrates in structural risk (18/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 18/100 against active distress of 1/100.

The expansion-phase market in 49032 posted values that rose 5.6% over the year, and 21% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,139 housing units across 49032. DLRadar's demographic-stress index for the area reads 26/100. Population is roughly 3,369 with a median age of 36. Educational attainment sits at 11% bachelor's-or-above. Owners hold 83% of homes, renters 17%. Vacancy runs 3.8%. Rent burden reaches 32% of tenant households. 10.0% of residents fall below the poverty threshold. Home values center near $181,500, an affordability ratio of 2.4× — accessible. Median household income is $65,781, below the U.S. median near $78,000.

On balance 49032 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.