ZIP 49031 Property Distress & Foreclosure Data

In Cass County, Michigan, ZIP 49031 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (57/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). On the structural side it scores 46/100, with 3/100 of stress already active.

The market reads peak — home values rose 3.4% year on year, and 21% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Around 30% of adults hold a bachelor's degree or higher. Around 31% of renters are cost-burdened. The poverty rate is 10.8%. The ZIP holds roughly 4,144 housing units. The demographic-stress sub-score lands at 28/100. About 8,320 people live here, median age 49. At $70,369, median income runs near typical U.S. levels. The vacancy rate is 18.6% — elevated. 79% of housing is owner-occupied. The typical home is worth about $232,600 (3.1× income, relatively affordable).

Net-net, 49031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.