ZIP 49130 Property Distress & Foreclosure Data

In Cass County, Michigan, ZIP 49130 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). On the structural side it scores 46/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (57/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 3.4% year on year, and 21% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Around 19% of renters are cost-burdened. Around 25% of adults hold a bachelor's degree or higher. At $81,728, median income runs near typical U.S. levels. The typical home is worth about $341,900 (4.1× income). The poverty rate is 3.5% — low. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 759 housing units. The vacancy rate is 27.1% — elevated. About 1,216 people live here, median age 59. 81% of housing is owner-occupied.

Net-net, 49130 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.