ZIP 46507 Foreclosure, Tax-Lien & Distress Report

ZIP code 46507 in Elkhart County, Indiana carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 56/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). Its standout signals are construction/permit lag (72/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 5.0% over the trailing year, and 16% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 9,799 people live here, median age 36. Households earn a median $88,510 — above the roughly $78,000 national figure. A median home runs $245,400 here, or 2.6 times local income. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,953 housing units. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 46507 scores 27/100. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 87% owner-occupied to 13% rented. Rent burden reaches 39% of tenant households.

Net-net, 46507 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 46507 at the moment; the composite and its components are still built from verifiable public records.

Whether 46507 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46507 can be compared directly against any other ZIP in Elkhart County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46507, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46507's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 46507 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.