ZIP 46507 Property Distress & Foreclosure Data

In Elkhart County, Indiana, ZIP 46507 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). Its standout signals are structural risk (41/100), institutional ownership (15/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 16% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

9,799 residents call 46507 home, typically aged 36. At $88,510, median income runs above typical U.S. levels. The typical home is worth about $245,400 (2.6× income, relatively affordable). Around 20% of adults hold a bachelor's degree or higher. There are about 3,953 housing units across 46507. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. The poverty rate is 7.4% — low. 87% of housing is owner-occupied. Rent burden reaches 39% of tenant households.

Taken together, 46507 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.