ZIP 46516 Foreclosure, Tax-Lien & Distress Report
Elkhart County, Indiana · High Vacancy market
In Elkhart County, Indiana, ZIP 46516 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (72/100). The pressure is most legible in construction/permit lag (72/100), structural risk (57/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. The split runs 57/100 structural to 2/100 active on the ground.
The market reads peak — home values rose 5.0% year on year, and 20% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 31,959 people live here, median age 36. The tenure split is 62% owner-occupied to 38% rented. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 18% bachelor's-or-above. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 14,391 housing units. A median home runs $153,400 here, or 2.7 times local income. Households earn a median $54,934 — below the roughly $78,000 national figure. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 32/100.
On the whole, 46516 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 46516 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 46516 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46516 can be compared directly against any other ZIP in Elkhart County, Indiana or nationwide. Sparse data for 46516 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 46516 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 46516 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 46516
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 46516 by the numbers
46516 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Open the complete 46516 acquisition file
Every distressed parcel in 46516 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology