ZIP 46543 Foreclosure, Tax-Lien & Distress Report
Elkhart County, Indiana · Distress market
DLRadar grades ZIP 46543 (Elkhart County, Indiana) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Property-level stress concentrates in construction/permit lag (68/100), structural risk (48/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low. On the structural side it scores 48/100, with 2/100 of stress already active.
The market reads expansion — home values rose 5.0% year on year, and 13% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 4,467 people live here, median age 21. On demographic stress specifically, 46543 scores 26/100. Home values center near $273,400, an affordability ratio of 2.6× — accessible. The tenure split is 87% owner-occupied to 13% rented. Vacancy runs 1.2%. Rent burden reaches 22% of tenant households. About 9% have a four-year degree. 5.2% of residents fall below the poverty threshold. There are about 1,059 housing units across 46543. Median household income is $110,685, above the U.S. median near $78,000.
On balance, 46543 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 46543's 21/100 can be lined up against any neighbor in Elkhart County, Indiana or any ZIP coast to coast. 46543 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 21/100 for 46543 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 46543 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 46543’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 46543 Stress Report snapshot
The live 46543 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 46543 distress and acquisition report
See who owns each distressed property in 46543, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology