ZIP 46543 Property Distress & Foreclosure Data

In Elkhart County, Indiana, ZIP 46543 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Its standout signals are structural risk (35/100), construction/permit lag (19/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (6/100) stay muted. Structural risk reads 35/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 13% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,467 residents call 46543 home, typically aged 21. The demographic-stress sub-score lands at 26/100. The typical home is worth about $273,400 (2.6× income, relatively affordable). 87% of housing is owner-occupied. Vacancy runs 1.2%. Rent burden reaches 22% of tenant households. Around 9% of adults hold a bachelor's degree or higher. The poverty rate is 5.2% — low. There are about 1,059 housing units across 46543. At $110,685, median income runs above typical U.S. levels.

On balance, 46543 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.