ZIP 46732 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46732 (Noble County, Indiana) at a low 18/100 for overall property distress. Structurally it carries 42/100, against 1/100 of stress already in motion. Its standout signals are construction/permit lag (54/100), structural risk (42/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (3/100). Environmental exposure also runs high (flood (NFIP) exposure (70/100)).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 33% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,434 people live here, median age 40. Home values center near $174,800, an affordability ratio of 2.6× — accessible. Owners hold 73% of homes, renters 27%. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. Roughly 14.1% live below the poverty line. Median household income is $63,258, below the U.S. median near $78,000. Around 31% of renters are cost-burdened. There are about 1,070 housing units across 46732. Around 11% of adults hold a bachelor's degree or higher.

On the whole, 46732 leans distressed, with opportunity clustered in specific stressed parcels. 46732 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46732 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46732 can be compared directly against any other ZIP in Noble County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46732, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46732's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 46732 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.