ZIP 46794 Foreclosure, Tax-Lien & Distress Report

ZIP code 46794 in Noble County, Indiana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (62/100), structural risk (43/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (70/100)).

The market reads peak — home values rose 4.3% year on year, and 3% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,138 residents call 46794 home, typically aged 50. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. There are about 543 housing units across 46794. Rent burden reaches 0% of tenant households. 92% of housing is owner-occupied. On demographic stress specifically, 46794 scores 25/100. The typical home is worth about $211,000 (2.7× income, relatively affordable). Median household income is $70,278, near the U.S. median near $78,000. 23.0% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above.

Net-net, 46794 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 46794 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46794's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 46794, the field stays empty rather than modeled, and fills in as new documents post.

46794's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46794 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.