ZIP 46562 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 46562 (Kosciusko County, Indiana) returns a low composite of 19/100. The most distinctive pressure shows up in structural risk (41/100), institutional ownership (39/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and construction/permit lag (1/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (61/100). The latent-versus-live split is 41/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 13% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 14% have a four-year degree. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 16.5% — elevated. Around 12% of renters are cost-burdened. Home values center near $195,900, an affordability ratio of 3.0× — accessible. About 5,118 people live here, median age 41. At $61,599, median income runs below typical U.S. levels. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 2,505 housing units.

On the whole, 46562 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 46562 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46562 can be compared directly against any other ZIP in Kosciusko County, Indiana or nationwide. 46562 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 46562 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 46562 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.