ZIP 46818 Property Distress & Foreclosure Data

In Allen County, Indiana, ZIP 46818 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (50/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). On the structural side it scores 50/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (89/100)).

The peak-phase market in 46818 posted values that rose 4.5% over the year, and 22% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 5.8%. The tenure split is 86% owner-occupied to 14% rented. The ZIP holds roughly 8,736 housing units. About 31% have a four-year degree. Around 24% of renters are cost-burdened. On demographic stress specifically, 46818 scores 23/100. Roughly 8.6% live below the poverty line. A median home runs $235,100 here, or 2.5 times local income. Households earn a median $86,583 — near the roughly $78,000 national figure. Population is roughly 21,914 with a median age of 36.

Broadly, 46818 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.