ZIP 46818 Foreclosure, Tax-Lien & Distress Report

In Allen County, Indiana, ZIP 46818 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (55/100), construction/permit lag (51/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (3/100) stay muted. Structurally it carries 55/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (89/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 22% higher over three years (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.8%. 86% of housing is owner-occupied. The ZIP holds roughly 8,736 housing units. Around 31% of adults hold a bachelor's degree or higher. Rent burden reaches 24% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Roughly 8.6% live below the poverty line. The typical home is worth about $235,100 (2.5× income, relatively affordable). Households earn a median $86,583 — near the roughly $78,000 national figure. Population is roughly 21,914 with a median age of 36.

On balance 46818 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 46818 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 46818 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Allen County, Indiana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 46818 shows blanks, not estimates, wherever the record is sparse.

Behind 46818's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46818 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.