Allen County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Allen County, IN distress report, 2026: 33 ZIPs scored in Allen, IN, Allen, IN average 25/100; the top Allen, IN ZIP is 46704 at 28/100; Allen, IN market phase neutral, Allen, IN prices +4.2% year over year.
- Allen, IN ranks #1,691 nationally (opportunity index); Allen, IN #49 in Indiana; Allen, IN index 28.8.
- Allen, IN ninety-day mortgage delinquency 0.8% in December 2025; Allen, IN twelve-month change -0.3%.
- Allen, IN ZIP phases: 29 neutral, 4 peak.
- Allen, IN residential listings tracked: 172 across 26 ZIPs; Allen, IN candidate listings 25.
- Allen, IN HUD assisted properties: 35 with 3,712 units.
- Allen, IN lenders on watch: 8; largest Allen, IN footprint 1st Source Bank (8 branches).
- Allen, IN most distressed ZIP: 46704 at 28/100.
Allen, IN figures: DLRadar distress index; Allen, IN inputs: CFPB, FHFA, HUD, FDIC; Allen, IN rebuilt as sources refresh.
| Rank | Allen, IN ZIP | Score |
|---|---|---|
| 1 | 46704 | 28/100 |
| 2 | 46741 | 28/100 |
| 3 | 46743 | 28/100 |
| 4 | 46745 | 28/100 |
| 5 | 46765 | 28/100 |
| 6 | 46773 | 28/100 |
| 7 | 46774 | 28/100 |
| 8 | 46797 | 28/100 |
| 9 | 46798 | 28/100 |
| 10 | 46802 | 28/100 |
| 11 | 46803 | 28/100 |
| 12 | 46804 | 28/100 |
Most distressed Allen, IN ZIPs (0-100, 2026)
Mortgage delinquency in Allen, IN
0.8% of Allen, IN mortgages were ninety-plus days late (Allen, IN, December 2025); Allen, IN thirty-to-eighty-nine days late: 2.1%; Allen, IN twelve-month change -0.3%; Allen, IN peak since 2008: 3.5% (October 2009); Indiana overall 1.0%. Allen, IN ninety-day series: Dec 24 1.1, Jan 25 0.8, Feb 25 0.7 (Allen, IN), Mar 25 0.7, Apr 25 0.7, May 25 0.6 (Allen, IN), Jun 25 0.7, Jul 25 0.7, Aug 25 0.7 (Allen, IN), Sep 25 0.6, Oct 25 0.7, Nov 25 0.7 (Allen, IN), Dec 25 0.8.
Opportunity index: Allen, IN
Allen, IN index 28.8, Allen, IN phase early_signal; Allen, IN primary driver bank institutional, Allen, IN second driver construction. Allen, IN components: property stress 13.9, foreclosure pressure 12.1, listing discounts 40.5, bank stress 58.0, insurance 0.0; Allen, IN pulse 29.6; Allen, IN capital opportunity 27.5; Allen, IN seven-day change +1.1%.
ZIP market phases inside Allen, IN
33 Allen, IN ZIPs carry a price-cycle phase; Allen, IN ZIPs by phase (Allen, IN), deepest drawdown first: neutral, +4.2% YoY (Allen, IN): 46704, 46723, 46741, 46743, Allen, IN 46745, 46748, 46765, 46773, Allen, IN 46774, 46777, 46797, 46798; peak, +4.3% YoY (Allen, IN): 46706, 46733; peak, +4.2% YoY (Allen, IN): 46783, 46788.
Residential listings by Allen, IN ZIP
Allen, IN ZIPs with the most tracked Allen, IN residential listings: 46818 25 listings, 2 candidates, bank pressure 63; 46845 19 listings, 2 candidates, bank pressure 63; 46808 15 listings, 4 candidates, bank pressure 63; 46815 15 listings, 0 candidates, bank pressure 63 (Allen, IN); 46835 14 listings, 4 candidates, bank pressure 63; 46805 13 listings, 0 candidates, bank pressure 63; 46804 12 listings, 0 candidates, bank pressure 63; 46802 9 listings, 4 candidates, bank pressure 63. Allen, IN totals: 172 listings; Allen, IN candidates 25; active ZIPs 20.
HUD assisted housing in Allen, IN
35 assisted properties with 3,712 units sit in Allen, IN; largest Allen, IN properties: Willow Creek Crossing Apartments (Fort Wayne) 582 units; Windsor Oaks (Fort Wayne) 264 units; Woodview Manor (Fort Wayne) 240 units, 48 assisted in Allen, IN; Ra Preservation I (Fort Wayne) 224 units; Brendonwood Apartments (Fort Wayne) 214 units; Edsall House (Fort Wayne) 203 units, 203 assisted.
Lenders with branches in Allen, IN
Allen, IN lenders by branch count: 1st Source Bank (Allen, IN): stress 38, 8 branches low in Allen, IN; Star Financial Bank (Allen, IN): stress 73, 7 branches low in Allen, IN; First Merchants Bank (Allen, IN): stress 65, 7 branches low in Allen, IN; Lake City Bank (Allen, IN): stress 56, 5 branches low in Allen, IN; Old National Bank (Allen, IN): stress 58, 4 branches low in Allen, IN; First Federal Savings Bank (Allen, IN): stress 66, 3 branches low in Allen, IN; Centier Bank (Allen, IN): stress 60, 2 branches low in Allen, IN; Horizon Bank (Allen, IN): stress 48, 2 branches low in Allen, IN.
Vacancy and permits, Allen, IN
9,715 of 166,285 Allen, IN housing units are vacant; Allen, IN permits, twelve months: 174 multifamily units in Allen, IN, 1,361 one-to-four unit units.
Work Allen, IN at the parcel level
Every Allen, IN parcel carries owner and address; every Allen, IN parcel carries APN; Allen, IN distress scores sit on the Allen, IN live board.
Allen, IN figures refresh with each source.
Allen, IN questions
Most distressed ZIP code in Allen County, IN?
ZIP 46704 leads Allen, IN at 28/100; next in Allen, IN: 46741 at 28/100; the Allen, IN average is 25/100.
Where does Allen County, IN rank for investment opportunity?
Allen, IN is #1,691 among all ranked counties, #49 in Indiana; the Allen, IN driver is bank institutional; Allen, IN moved up 790 places.
How many mortgages are delinquent in Allen County, IN?
0.8% of Allen, IN mortgages were ninety-plus days late in December 2025; the Allen, IN peak since 2008 was 3.5%.
Which banks lend in Allen County, IN?
8 watched lenders hold Allen, IN branches; the largest Allen, IN footprints are 1st Source Bank (8), Star Financial Bank (7), First Merchants Bank (7).
More on Allen, IN
Allen County, IN distress report: public-record figures for Allen, IN; not legal advice for Allen, IN; not tax or investment advice; verify every Allen, IN record before acting.