Allen County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Allen County, Indiana? DLRadar grades every Allen County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Allen County breakdown.
- Allen County's most distressed ZIP is 46704 at 26/100.
- 33 ZIP codes tracked in Allen County, averaging 24/100 distress.
- Allen County reads neutral — home values up 4.2% year over year.
- Vacancy runs 5.7% across Allen County's tracked ZIPs, with a 10.6% poverty rate.
- The typical Allen County home is worth about $214,230 against a ~$73,259 median income.
- Lending headwind in Allen County sits at 55/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46704 | 26/100 |
| 2 | 46741 | 26/100 |
| 3 | 46743 | 26/100 |
| 4 | 46745 | 26/100 |
| 5 | 46765 | 26/100 |
| 6 | 46774 | 26/100 |
| 7 | 46797 | 26/100 |
| 8 | 46802 | 26/100 |
| 9 | 46803 | 26/100 |
| 10 | 46804 | 26/100 |
| 11 | 46805 | 26/100 |
| 12 | 46806 | 26/100 |
Most distressed ZIP codes in Allen County (composite distress 0-100, 2026)
What is driving Allen County distress
DLRadar builds Allen County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Allen County market phase and pricing
The cycle in Allen County is neutral, with values up 4.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Allen County
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Questions and answers
Which part of Allen County, IN scores highest for distress?
ZIP 46704 leads Allen County at 26/100, recomputed monthly from public records.
What market phase is Allen County in?
Allen County is classified neutral with a 4.2% year-over-year increase, following the FHFA House Price Index.
Where does the Allen County data come from?
Allen County draws on FHFA (neutral trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 33 ZIPs are comparable to anywhere else.
How much do distress scores vary between Allen County ZIP codes?
Averaging the county conceals how uneven it is. Across the Allen County ZIPs DLRadar ranks, scores run from 26/100 in 46704 down to 26/100 in 46806, against a Allen County average of 24/100. A spread of 0 points means Allen County has to be worked ZIP by ZIP.
What do Allen County home values and vacancy say about distressed supply?
The typical Allen County home carries about $214,230 of value against a median household income near $73,259. Vacancy across Allen County's tracked ZIPs runs 5.7% and the poverty rate is 10.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Allen County's foreclosure and tax-lien filings and its 55/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.