ZIP 46774 Foreclosure, Tax-Lien & Distress Report
Allen County, Indiana · Affordable market
In Allen County, Indiana, ZIP 46774 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 62/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (60/100). Its heaviest discrete signals: structural risk (62/100), institutional ownership (45/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (3/100).
The neutral-phase market in 46774 posted values that rose 4.2% over the year, and 24% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 4.3%. 79% of housing is owner-occupied. At $70,758, median income runs near typical U.S. levels. The ZIP holds roughly 7,552 housing units. A median home runs $187,300 here, or 2.4 times local income. Around 26% of adults hold a bachelor's degree or higher. About 17,066 people live here, median age 41. 5.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 25/100. Rent burden reaches 43% of tenant households.
Overall, 46774 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 46774 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 46774 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 46774 stays directly comparable to neighboring ZIPs and the rest of Allen County, Indiana. Where the record is thin for 46774, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 46774 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 46774 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 46774
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 46774 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 46774, the same set carried on every parcel.
Other Allen County ZIP codes
Nearest ZIP codes to 46774
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Related ZIP, county and statewide reads linked to Allen County, Indiana.
Open the complete 46774 acquisition file
See who owns each distressed property in 46774, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology