ZIP 46774 Property Distress & Foreclosure Data

DLRadar grades ZIP 46774 (Allen County, Indiana) at a low 23/100 for overall property distress. Structural risk reads 51/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Property-level stress concentrates in construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 24% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.3%. 79% of housing is owner-occupied. At $70,758, median income runs near typical U.S. levels. There are about 7,552 housing units across 46774. The typical home is worth about $187,300 (2.4× income, relatively affordable). Around 26% of adults hold a bachelor's degree or higher. 17,066 residents call 46774 home, typically aged 41. The poverty rate is 5.3% — low. The demographic-stress sub-score lands at 25/100. Rent burden reaches 43% of tenant households.

Overall, 46774 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.