ZIP 46816 Property Distress & Foreclosure Data

Allen County, Indiana's ZIP 46816 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The latent-versus-live split is 51/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 21% higher over three years (phase confidence 39/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $43,760, median income runs below typical U.S. levels. The typical home is worth about $157,700 (3.0× income, relatively affordable). The poverty rate is 27.4% — high, a tax-stress and distress correlate. The vacancy rate is 9.2%. Around 9% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. The ZIP holds roughly 8,230 housing units. The demographic-stress sub-score lands at 36/100. Around 46% of renters are cost-burdened. 19,240 residents call 46816 home, typically aged 34.

Taken together, 46816 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.