ZIP 46806 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46806 (Allen County, Indiana) lands at 28/100 — low on DLRadar's distress scoring. Latent structural risk is 60/100 while live distress already moving reads 1/100. What sets it apart are the readings on structural risk (60/100), construction/permit lag (43/100), institutional ownership (41/100). mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

The market reads neutral — home values rose 4.2% year on year, and 38% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $84,100, an affordability ratio of 1.8× — accessible. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 10,422 housing units. At $44,601, median income runs below typical U.S. levels. 52% of housing is owner-occupied. 23.9% of residents fall below the poverty threshold. 26,060 residents call 46806 home, typically aged 31. Rent burden reaches 43% of tenant households. Vacancy runs 9.8%. Around 9% of adults hold a bachelor's degree or higher.

Taken together, 46806 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 46806 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 46806's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 46806 shows blanks, not estimates, wherever the record is sparse.

46806's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46806 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.