ZIP 46809 Foreclosure, Tax-Lien & Distress Report

ZIP 46809's composite property-distress score is 26/100 - DLRadar classes that as low for Allen County, Indiana. What sets it apart are the readings on structural risk (55/100), construction/permit lag (51/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Structural exposure scores 55 and live distress 1 on the 0–100 scale.

The market reads neutral — home values rose 4.2% year on year, and 23% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $54,362, median income runs below typical U.S. levels. Roughly 15.1% live below the poverty line. Educational attainment sits at 14% bachelor's-or-above. The ZIP holds roughly 4,228 housing units. Rent burden reaches 44% of tenant households. A median home runs $133,100 here, or 2.3 times local income. DLRadar's demographic-stress index for the area reads 29/100. The tenure split is 65% owner-occupied to 35% rented. 8,677 residents call 46809 home, typically aged 38. Vacancy runs 4.6%.

Overall, 46809 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 46809's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46809 reflects the current record instead of a stale or modeled snapshot.

Each component behind 46809 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 46809 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.