ZIP 46809 Foreclosure, Tax-Lien & Distress Report
Allen County, Indiana · Affordable market
ZIP 46809's composite property-distress score is 28/100 - DLRadar classes that as low for Allen County, Indiana. What sets it apart are the readings on structural risk (60/100), construction/permit lag (43/100), institutional ownership (41/100). By contrast, mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Structural exposure scores 60 and live distress 1 on the 0–100 scale.
The market reads neutral — home values rose 4.2% year on year, and 23% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $54,362, median income runs below typical U.S. levels. Roughly 15.1% live below the poverty line. Educational attainment sits at 14% bachelor's-or-above. The ZIP holds roughly 4,228 housing units. Rent burden reaches 44% of tenant households. A median home runs $133,100 here, or 2.3 times local income. DLRadar's demographic-stress index for the area reads 29/100. The tenure split is 65% owner-occupied to 35% rented. 8,677 residents call 46809 home, typically aged 38. Vacancy runs 4.6%.
Overall, 46809 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 46809's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46809 reflects the current record instead of a stale or modeled snapshot.
Each component behind 46809 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 46809 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 46809’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 46809 Stress Report snapshot
46809 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Allen County
Nearest ZIP codes to 46809
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46809
Related ZIP, county and statewide reads linked to Allen County, Indiana.
The complete 46809 distress and acquisition report
Every distressed parcel in 46809 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology