ZIP 46809 Property Distress & Foreclosure Data

In Allen County, Indiana, ZIP 46809 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (91/100)). The latent-versus-live split is 51/100 structural and 1/100 already moving.

The peak-phase market in 46809 posted values that rose 4.5% over the year, and 23% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $54,362 — below the roughly $78,000 national figure. Roughly 15.1% live below the poverty line. About 14% have a four-year degree. The ZIP holds roughly 4,228 housing units. Around 44% of renters are cost-burdened. A median home runs $133,100 here, or 2.3 times local income. On demographic stress specifically, 46809 scores 29/100. The tenure split is 65% owner-occupied to 35% rented. Population is roughly 8,677 with a median age of 38. The vacancy rate is 4.6%.

On balance 46809 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.