ZIP 46845 Property Distress & Foreclosure Data

In Allen County, Indiana, ZIP 46845 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (91/100)). The latent-versus-live split is 51/100 structural and 1/100 already moving.

The peak-phase market in 46845 posted values that rose 4.5% over the year, and 19% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 46845 scores 21/100. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Around 29% of renters are cost-burdened. Population is roughly 28,664 with a median age of 41. Households earn a median $115,690 — above the roughly $78,000 national figure. A median home runs $339,200 here, or 2.7 times local income. About 53% have a four-year degree. The ZIP holds roughly 11,370 housing units. The tenure split is 85% owner-occupied to 15% rented. The vacancy rate is 1.8%.

Broadly, 46845 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.