ZIP 46773 Foreclosure, Tax-Lien & Distress Report

In Allen County, Indiana, ZIP 46773 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (54/100), construction/permit lag (51/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 54/100 structural and 1/100 already moving.

The market reads neutral — home values rose 4.2% year on year, and 19% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $65,556, below the U.S. median near $78,000. The ZIP holds roughly 1,487 housing units. Around 38% of renters are cost-burdened. 83% of housing is owner-occupied. About 20% have a four-year degree. The vacancy rate is 2.8%. A median home runs $172,300 here, or 2.5 times local income. Population is roughly 3,270 with a median age of 42.

Net-net, 46773 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 46773 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 46773 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Allen County, Indiana and the nation. Where the public record is thin for 46773, the field stays empty rather than modeled, and fills in as new documents post.

46773's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 46773 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.