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ZIP 46802 Foreclosure, Tax-Lien & Distress Report

Allen County, Indiana · High Vacancy market

Composite property distress in 46802 (Allen County, Indiana) lands at 26/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (91/100)). Leading the profile are structural risk (55/100), construction/permit lag (51/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (3/100) register low. Structural risk reads 55/100 against active distress of 1/100.

The market reads neutral — home values rose 4.2% year on year, and 28% higher over three years (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $184,800 (3.2× income, relatively affordable). The demographic-stress sub-score lands at 36/100. The tenure split is 35% owner-occupied to 65% rented. The vacancy rate is 15.6% — elevated. The ZIP holds roughly 6,034 housing units. Rent burden reaches 33% of tenant households. About 24% have a four-year degree. Median household income is $40,903, below the U.S. median near $78,000. About 10,360 people live here, median age 34. Roughly 27.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 46802 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 46802 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 46802's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46802 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

46802's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 46802 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
55/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 46802

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk91
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 46802 Stress Report snapshot

The live 46802 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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