ZIP 46797 Foreclosure, Tax-Lien & Distress Report
Allen County, Indiana · Distress market
ZIP 46797's composite property-distress score is 28/100 - DLRadar classes that as low for Allen County, Indiana. Leading the profile are structural risk (62/100), institutional ownership (45/100), construction/permit lag (43/100). mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (60/100). Latent structural risk is 62/100 while live distress already moving reads 1/100.
Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 27% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 1,334 housing units. Around 8% of renters are cost-burdened. 2.8% of residents fall below the poverty threshold. Around 16% of adults hold a bachelor's degree or higher. Households earn a median $92,000 — above the roughly $78,000 national figure. A median home runs $260,600 here, or 2.4 times local income. 92% of housing is owner-occupied. Population is roughly 4,438 with a median age of 35. DLRadar's demographic-stress index for the area reads 20/100. Vacancy runs 2.3%.
Net-net, 46797 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 46797 is not published yet -- the ZIP-level readings above remain fully sourced.
The 46797 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 46797 stays directly comparable to neighboring ZIPs and the rest of Allen County, Indiana. Sparse data for 46797 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 for 46797 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46797 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 46797
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 46797 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 46797, the same set carried on every parcel.
Nearby ZIPs in Allen County
Nearest ZIP codes to 46797
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Allen County, Indiana
Additional distress intelligence spanning Allen County, Indiana by ZIP, county and state.
Get the full acquisition report for 46797
Every distressed parcel in 46797 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology