ZIP 46797 Property Distress & Foreclosure Data

DLRadar grades ZIP 46797 (Allen County, Indiana) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (91/100)). The latent-versus-live split is 51/100 structural and 1/100 already moving.

The peak-phase market in 46797 posted values that rose 4.5% over the year, and 27% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,334 housing units. Around 8% of renters are cost-burdened. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. About 16% have a four-year degree. Households earn a median $92,000 — above the roughly $78,000 national figure. A median home runs $260,600 here, or 2.4 times local income. The tenure split is 92% owner-occupied to 8% rented. Population is roughly 4,438 with a median age of 35. On demographic stress specifically, 46797 scores 20/100. The vacancy rate is 2.3%.

Broadly, 46797 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.