ZIP 45813 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45813 (Paulding County, Ohio) lands at 6/100 — minimal on DLRadar's distress scoring. The latent-versus-live split is 13/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (18/100), structural risk (13/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 5.9% year on year, and 21% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 7.8% live below the poverty line. Population is roughly 3,492 with a median age of 41. Households earn a median $67,614 — below the roughly $78,000 national figure. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 38% of tenant households. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 45813 scores 26/100. There are about 1,526 housing units across 45813. The vacancy rate is 10.6%. The typical home is worth about $157,200 (2.1× income, relatively affordable).

Net-net, 45813 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 45813 at the moment; the composite and its components are still built from verifiable records.

Whether 45813 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45813 can be compared directly against any other ZIP in Paulding County, Ohio or nationwide. Sparse data for 45813 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 45813's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45813 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.