ZIP 45813 Property Distress & Foreclosure Data

ZIP code 45813 in Paulding County, Ohio carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 17/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (36/100), structural risk (17/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 45813 posted values that rose 4.9% over the year, and 21% higher over three years (phase confidence 42/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 7.8% live below the poverty line. Population is roughly 3,492 with a median age of 41. Households earn a median $67,614 — below the roughly $78,000 national figure. About 17% have a four-year degree. Around 38% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 45813 scores 26/100. The ZIP holds roughly 1,526 housing units. The vacancy rate is 10.6%. A median home runs $157,200 here, or 2.1 times local income.

On balance 45813 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.