ZIP 45831 Property Distress & Foreclosure Data

ZIP code 45831 in Putnam County, Ohio carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 14/100, with 1/100 of stress already active. What sets it apart are the readings on structural risk (14/100), construction/permit lag (5/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 45831 posted values that rose 4.9% over the year, and 8% higher over three years (phase confidence 42/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 45831 scores 20/100. Roughly 12.8% live below the poverty line. Around 0% of renters are cost-burdened. About 13% have a four-year degree. Households earn a median $74,801 — near the roughly $78,000 national figure. Population is roughly 3,566 with a median age of 43. The vacancy rate is 5.7%. A median home runs $168,000 here, or 2.1 times local income. The ZIP holds roughly 1,420 housing units. The tenure split is 92% owner-occupied to 8% rented.

On balance 45831 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.