ZIP 45868 Foreclosure, Tax-Lien & Distress Report
Hancock County, Ohio · Affordable market
ZIP 45868's composite property-distress score is 19/100 - DLRadar classes that as low for Hancock County, Ohio. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (44/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (63/100)). The split runs 44/100 structural to 2/100 active on the ground.
The peak-phase market in 45868 posted values that rose 4.0% over the year, and 23% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
3.2% of residents fall below the poverty threshold. There are about 229 housing units across 45868. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 17/100. At $117,750, median income runs above typical U.S. levels. 809 residents call 45868 home, typically aged 43. Owners hold 87% of homes, renters 13%. Vacancy runs 0.0%. Around 7% of renters are cost-burdened. A median home runs $133,100 here, or 1.2 times local income.
On balance, 45868 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 45868 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 45868 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Hancock County, Ohio and the nation. Where the public record is thin for 45868, the field stays empty rather than modeled, and fills in as new documents post.
The 19/100 figure for 45868 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45868 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45868
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
45868 at a glance
The live 45868 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Hancock County
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Related ZIP, county and statewide reads linked to Hancock County, Ohio.
Open the complete 45868 acquisition file
Every distressed parcel in 45868 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology