ZIP 45868 Property Distress & Foreclosure Data

ZIP code 45868 in Hancock County, Ohio carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (37/100), institutional ownership (17/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (63/100). On the structural side it scores 37/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 23% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 3.2% — low. The ZIP holds roughly 229 housing units. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 17/100. At $117,750, median income runs above typical U.S. levels. 809 residents call 45868 home, typically aged 43. 87% of housing is owner-occupied. The vacancy rate is 0.0%. Around 7% of renters are cost-burdened. The typical home is worth about $133,100 (1.2× income, relatively affordable).

On balance, 45868 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.