ZIP 45875 Foreclosure, Tax-Lien & Distress Report
Putnam County, Ohio · Distress market
ZIP code 45875 in Putnam County, Ohio carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 32/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (32/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 8% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
There are about 4,375 housing units across 45875. Owners hold 85% of homes, renters 15%. Vacancy runs 5.3%. Rent burden reaches 37% of tenant households. 10,861 residents call 45875 home, typically aged 40. Educational attainment sits at 34% bachelor's-or-above. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 24/100. Households earn a median $86,358 — near the roughly $78,000 national figure. Home values center near $229,800, an affordability ratio of 2.5× — accessible.
On balance, 45875 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 45875 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 45875 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 45875 shows as blanks, never estimates, and the score updates on every fresh public filing.
45875's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 45875 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45875’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 45875 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 45875, drawn from the same report attached to each property.
Neighbouring ZIPs in Putnam County
Related reports across Putnam County, Ohio
Other reports tied to Putnam County, Ohio — ZIP, county and statewide.
The complete 45875 distress and acquisition report
Open 45875 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology