ZIP 45830 Foreclosure, Tax-Lien & Distress Report

In Putnam County, Ohio, ZIP 45830 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Leading the profile are construction/permit lag (65/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural exposure scores 32 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 7.6% year on year, and 19% higher over three years (phase confidence 54/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

5,403 residents call 45830 home, typically aged 40. Educational attainment sits at 26% bachelor's-or-above. Vacancy runs 3.7%. Median household income is $78,449, near the U.S. median near $78,000. The tenure split is 88% owner-occupied to 12% rented. 8.7% of residents fall below the poverty threshold. The typical home is worth about $169,900 (2.1× income, relatively affordable). There are about 2,205 housing units across 45830. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 20% of tenant households.

Overall 45830 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 45830 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 45830 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 45830, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45830's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45830 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.